Credit Card Processing NY
Lower your cost of accepting cards. Keep more of every sale.
Why Business Owners Switch to Modus 5 Credit Card Processing NY
Most owners don’t know their true processing cost. Statements are long, and fees are buried. We change that.
First, we review your current statement for free. Next, we show you the real effective rate you’re paying. Then, we recommend the pricing model that saves you the most. Finally, we set it up and support it locally.
The result is simple: lower costs, predictable statements and one team accountable for your payments.
Three Pricing Models. One Goal: Protect Your Margins.
Every business has a different card mix and ticket size. Therefore, we offer three ways to price processing. You choose; we explain the trade-offs in plain terms.
Interchange Plus
- Clear, auditable statements
- Costs drop as your volume grows
- Ideal for high-volume and multi-location
- Rate stays fair as your card mix shifts
Cash Discount
- Reduces processing costs to near zero
- Simple to launch on your terminals
- Encourages lower-cost cash payments
- Keeps your shelf prices competitive
Dual Pricing
- Fully offsets card processing costs
- Builds trust with clear, posted prices
- Works with any payment mix
- Set up with New York disclosure requirements in mind
Credit Card Processing NY — FAQ
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How much can I save by switching processors?
It depends on your volume and card mix. However, a free statement review shows your exact savings before you commit.
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Is cash discount legal in New York?
Yes. Cash discount programs are permitted in New York when prices are clearly disclosed. Moreover, we configure signage and receipts for you.
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Do I need new equipment?
Not always. In many cases, we reprogram your existing terminal. If not, we supply PAX, Dejavoo or Clover hardware.
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How long does it take to switch?
Most businesses are processing within days. Meanwhile, your current setup keeps running until the switch is complete.
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Who do I call if something goes wrong?
Call us at 718-838-0884. A local team member picks up, day or night.
220+
Merchants Served
95%
Client Satisfaction
$50 M+
Processed to Date
Get a Free Statement Review · Book a 30-Minute Call
